Discover your
investment risk
profile
Outstanding Performance & Expert Advice,
Pay Yourself,
First
Pay Yourself, First
What is the
By paying yourself first, you are consistently putting aside money to invest in your future and your legacy. Whether it’s a new house, renovations, education or retirement. By harnessing the power of compound interest, you systematically re-invest your gains, which grows your net worth. The Wealthbuilder programme is powered by experienced and knowledgeable investment advisors who are there to guide you every step of the way.
Grow your confidence in investing.
Dashboard
Have an investment goal in mind? Try out our dashboard and see how you can make it a reality
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Hypothetical growth is for illustrative purposes. The reported values are hypothetical and cannot be guaranteed. Hypothetical performance refers broadly to looking backwards with the benefit hindsight, to present a conservative estimate of future returns without foresight. As a result, the reader is cautioned not to place undue reliance on forward-looking statements.
Investing and investments involve the risk of losing money and the client should be prepared to bear losses as future returns are unpredictable. These risks may materially affect the performance of the funds. Share prices, net asset values, and investment returns will fluctuate.
Estimated return and asset allocation for each risk profile
Growth: 9%, equities
Moderate: 6.54%, equities & fixed income
Conservative: 5.49%, equities & fixed income
Low: 4.48%, equities & fixed income
Very Low: 2%, fixed income
This is an estimated performance and does not reflect actual or future returns. We have estimated returns for a 30-year investment horizon and one cannot expect to achieve a consistent, positive return year-over-year. One should expect volatility in returns as prices of assets go up and down and are unpredictable. The estimated return is annualised and assumes the reinvestment of income (dividends) and capital gains, and no withdrawals. Returns (performance) are reported as net and are calculated after management fees have been deducted. Performance does not include any additional fees and costs, which, if included, would lower the overall return to the client.
The information provided in this website is not investment advice and is not intended to replace or serve as a substitute for investment advice, consultation, or service. The information provided herein is for informational purposes only. Please visit our Disclosures webpage to read the full disclaimer.
Funds Allocation
Match your risk profile to the resulting funds and asset allocation to see how your funds will be invested.
Don't know your risk profile? Click here to find out: RISK ANALYSIS
Risk
Goal
Very Low
Security of principle
Low
Income and security
Conservative
Equal weight portfolio
Moderate
Balanced, more growth
Growth
Steady long-term growth
BGP Funds Allocation
Equity
Balanced
Short Duration Income
100%
59%
41%
12%
63%
25%
27%
63%
10%
100%
Asset Allocation
Equity
Bonds
100%
35%
65%
50%
50%
65%
35%
100%
Risk
Goal
Very Low
Security of principle
Low
Income and security
Conservative
Equal weight portfolio
Moderate
Balanced, more growth
Growth
Steady long-term growth
BGP Funds Allocation
Equity
Balanced
Short Duration Income
100%
59%
41%
12%
63%
25%
27%
63%
10%
100%
Assets Allocation
Equity
Bonds
100%
35%
65%
50%
50%
65%
35%
100%
Why Choose BIAS?
Advice you can trust, people you can trust
Quality Management
We are with you every step of the way. A BIAS Investors advisor will be available to discuss your risk tolerance, expected returns and formulate a strategy to help you achieve your investment goals. We also provide periodic investment reviews to help you stay on track.
Solutions for What Matters Most
We strive to provide higher risk-adjusted returns suitable for each Client’s risk tolerance.
You Are in The Driver’s Seat
We provide you with advice you can trust. We want you to make the right investment decisions and be knowledgeable about the markets, getting yourself closer to your investment goals.
Systematic Investing
BIAS will help you determine how much money to invest each month. By making consistent contributions, you smooth out your potential for fluctuations in the market.
No Front End Fees
We get it, life happens. That is why there are no penalties and minimal exit fees to stop contributing or if you want to cash out. Having to deal with minimal fees means you more money in your pocket.
Contact an investment advisor to learn more about our services and costs →
Next Steps
- Fill out the Risk Profile
- We will schedule a meeting or a chat to provide guidance on which investment solution is right for you
- Scan in a copy of your utility bill (showing your physical address) and passport.
- Documentary evidence to support source of funds-pay slip, bank statement, job letter etc. (this is a regulatory requirement).
- Compliance will help you do the rest!
Disclaimers
Bermuda Investment Advisory Services Limited is the Sub-Manager for BIAS Global Portfolios SPC. BIAS Investors (Cayman) Ltd. has delegated the larger portion of the discretionary management for BIAS Global Portfolios SPC to Bermuda Investment Advisory Services Limited.
Bermuda Investment Advisory Services Limited provides investment and advisory services to smaller investors and provides these same services to clients of BIAS Investors (Cayman) Ltd.
Next Steps
- Fill out the Risk Profile.
- We will schedule a meeting or a chat to provide guidance on which investment solution is right for you.
- Scan in a copy of your utility bill (showing your address) and passport. Compliance will help you do the rest!
